Software for credit analysis · customer due diligence (AMLR) coming soon, in the same file
Every credit file at the level of your best analyst.
RyskFlow guides your analysts through every risk, from credit to customer, with your policy and the regulations built in. So quality no longer depends on who handles the file.
Quality shouldn’t be left to chance.
Inconsistent files cost time and damage your reputation with lenders. One adviser knows the regulations inside out, another works on instinct. And nobody sees at a glance where things go wrong.
One standard. For everyone.
Consistent.
Every analyst follows the same professional method.
Complete.
No material information or risk goes undiscussed.
Traceable.
Every judgement can be explained and retrieved.
From application to a well-founded judgement.
CREDIT RISK| Cash flow quality | 22 / 32 |
| Solvency · 53% | 6 / 8 |
| Profitability | 5 / 7 |
| Customer concentration · 28% | 2 / 5 |
| Management and track record | 4 / 5 |
| Sector | 2 / 3 |
Sample screen with fictitious data.
From individual knowledge to an organisational standard.
See how files are handled, where quality deviates from your policy and where your organisation can improve. In time, not after the fact.
| Office | Open files | Lead time | Complete at first submission | Policy deviations |
|---|---|---|---|---|
| North office | 14 | 3.1 days | 92% | 0 |
| Central office | 21 | 3.4 days | 88% | 1 |
| South office | 17 | 6.8 days | 61% | 4 |
| East office | 9 | 2.9 days | 95% | 0 |
Sample screen with fictitious data.
Developed and proven at Geldvoorelkaar.nl, a regulated crowdfunding platform in the Netherlands. Its operation has been externally reviewed by an independent party.
A good analyst has knowledge. A good organisation has a method.
“As manager of the KYC department at a Dutch bank, I saw how differently analysts assessed the same file. The knowledge sat with people, not with the organisation. I built a method that guides every analyst through all relevant risks. RyskFlow makes that method part of every file.”
See for yourself.
In thirty minutes, we show how a file moves through RyskFlow, from application to dashboard. Using a sample file, without client data.
Coming soon Will your organisation fall under the AMLR from 10 July 2027? Ask about the AMLR module →